Terms of Service

Last updated: April 3, 2024

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY. BY ACCESSING OR USING THIS WEB SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS DESCRIBED HEREIN AND ALL TERMS, GUIDELINES AND DISCLOSURES INCORPORATED BY REFERENCE. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, DO NOT USE THIS WEBSITE.

These terms and conditions of use (“Site Terms“) apply exclusively to your access to, and use of, the Debthunch website located at debthunch.com (the “Site“), and the information and other services provided therein (the “Services“). These Site Terms do not alter in any way the terms or conditions of any other agreement you may have with Debthunch or its subsidiaries or affiliates for products, services or otherwise. If you are using the Site on behalf of any entity, you represent and warrant that you are authorized to accept these Site Terms on such entity’s behalf, and that such entity agrees to indemnify you and Debthunch for violations of these Site Terms.

Debthunch reserves the right to change or modify any of the terms and conditions contained in these Site Terms or any policy or guideline of the Site, at any time and in its sole discretion. Debthunch will provide notice of these changes by posting the revised terms on the Site and indicating on the Site Terms the date it was last updated. Any changes or modification will be effective immediately upon posting of the revisions on the Site. Your continued use of this Site following the posting of its changes or modifications will constitute your acceptance of such changes or modifications. If you do not agree to the amended terms, you must stop using the Site.

1. Privacy Policy​

Please refer to our Privacy Policy for information on how we collect, use and disclose personally identifiable information from Site users.

2. Soft Inquiry Authorization​

By providing your Date of Birth or Social Security Number, you are providing express written consent under the Fair Credit Reporting Act for Debthunch and its partners to verify your information and perform a soft inquiry of your credit profile and understand that it will not affect your credit score. Debthunch may provide your Date of Birth and Social Security Number, as verified by the soft inquiry of credit as well as other information provided by you to its partners. By checking the box to confirm your agreement you understand and agree that you are authorizing Debthunch and its partners to obtain consumer reports and related information about you from one or more consumer reporting agencies. You also authorize Debthunch and its partners to verify information in your application, and you agree that Debthunch and its parnters may contact third parties to verify any such information. You direct Debthunch and its partners to use your consumer reports to authenticate your identity, to make credit decisions, and for other related purposes. You also authorize Debthunch and its partners to use obtained consumer reports to determine your eligibility for any other products that they may offer or that you may apply for within 30 days after your initial application date and initial consumer report inquiry.